What is Google Pay and how it works

What is Google Pay

Google Pay It is a virtual wallet similar to Apple Pay or Samsung Pay, which can also be classified as one of the most innovative technologies in payment methods. Consequently, this service from the search giant is an excellent alternative to make contactless payments and replace credit and debit cards.

It is worth mentioning that Google Pay is an initiative that dates back to 2018, when it was presented as a replacement for the now defunct Android Pay. Likewise, starting in 2022, this payment system will be complemented by Google Wallet, a mobile app in which you can add credit and debit cards, loyalty cards, passwords and even vaccination certificates.

In short, it is a very useful option for Android users, and that is why here we will show you how it works and how safe it is.

How Google Pay works

First of all, it is worth mentioning that bank accounts and credit and debit cards can be associated with this Google payment system. Logically, as long as your bank allows it. Of course, you must also be over 18 years old to access the service.

With your wallet you can send and receive payments, as well as make purchases, both online and in physical stores that accept this form of payment. Obviously, you can also use it to pay in the Google Play Store. Of course, it is worth remembering that although this wallet can be installed and managed from iPhone phones, it is only possible to execute physical payments using Android smartphones.

Finally, it is relevant to mention that all the payments and funds you receive in your Google Pay account can be transferred to the bank account you have linked.

Is Google Pay secure?

According to the Mountain View giant, Google Pay is even more secure than cash and physical cards. These are some of his arguments to make such a statement:

– The platform encrypts all your data with the aim of protecting your cards and accounts against phishing and malware attacks.

– Only you and your counterparty can know the information about the payments you make.

– The system has different authentication protocols, whether biometric or configuring a pin, passwords, etc.

– During transactions, instead of a real number, the merchants where you pay will only receive a virtual code generated by Google Pay.

– The operation of this platform uses artificial intelligence to warn you about scam risks.

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